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Trade Republic vs Scalable Capital at a glance
| Trade Republic | Scalable Capital | |
|---|---|---|
| Best for | Low-cost investing in Europe | ETF savings plans in Germany and Europe |
| Pricing model | Free plan | Free plan |
| Available in | EU | EU |
| Key features | Savings plans for ETFs and stocks Interest on cash Card for spending | ETF savings plans Flat-fee trading plan Managed portfolios |
| Website | Visit Trade Republic ↗ | Visit Scalable Capital ↗ |
Pricing
Both use the same pricing model: each has a free plan, with paid upgrades. We never publish exact prices because they change too often; check the current plans on each website.
Where they work
Both are available in EU, so where you live will not decide it.
Which one should you choose?
- Choose Trade Republic: the better fit for low-cost investing in Europe.
- Choose Scalable Capital: the better fit for ETF savings plans in Germany and Europe.
Still unsure? Run through these before you sign up for either:
- Regulation in your country and investor protection if the broker fails.
- All fees: commission, currency exchange, custody and fund costs.
- Which markets, ETFs and account types (such as tax-advantaged accounts) it offers.
- Whether you pick investments yourself or let a robo-adviser do it.
Frequently asked questions
What is the main difference between Trade Republic and Scalable Capital?
Trade Republic is built for low-cost investing in Europe. Scalable Capital is built for ETF savings plans in Germany and Europe. Both use the same pricing model: each has a free plan, with paid upgrades.
Is Trade Republic or Scalable Capital available in my country?
Both are available in EU, so where you live will not decide it.
Is Trade Republic cheaper than Scalable Capital?
It depends on how you use it, and prices change often, so we only list the pricing model. Both use the same pricing model: each has a free plan, with paid upgrades. Compare the current plans on each website before you sign up.
Not sold on either?
There are 13 other investing apps in the directory. Compare them all →
Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Trade Republic or Scalable Capital unless marked as featured, sponsored or affiliate link. Not financial advice.