DirectoryUpdated 26 October 2026

All finance tools

Search by name or need, then narrow it down by category, pricing and where you live. Listed alphabetically.

146 tools

AcornsInvesting

Best for investing spare change.

PaidUS
ADPPayroll

Best for established businesses that want a big provider.

PaidGlobal
AdyenPayments

Best for large companies selling worldwide.

Pay as you goGlobal
AirwallexBusiness banking

Best for companies selling and paying globally.

Free planGlobal
AnrokTax

Best for SaaS companies selling globally.

Free planGlobal
AvalaraTax

Best for businesses with complex sales tax and VAT.

PaidGlobal
BettermentInvesting

Best for hands-off investing in the US.

PaidUS
BILL Spend & ExpenseSpend management

Best for US companies already paying bills with BILL.

Free planUS
BitBoxCrypto wallets

Best for a Swiss-made hardware wallet.

PaidGlobal
BitpandaCrypto exchanges

Best for Europeans who want crypto, stocks and metals in one app.

Pay as you goEU, UK
BitstampCrypto exchanges

Best for a simple, long-established exchange.

Pay as you goGlobal
BitvavoCrypto exchanges

Best for European investors wanting low fees in euros.

Pay as you goEU
BluevineBusiness banking

Best for US small businesses that want interest on their balance.

Free planUS
BonsaiInvoicing

Best for freelancers who want contracts and invoices together.

Free trialGlobal
Booke AIAccounting

Best for bookkeepers who want AI to clean up the books.

Free trialGlobal
BrexSpend management

Best for startups and global companies.

Free planGlobal
BybitCrypto exchanges

Best for experienced traders.

Pay as you goGlobal
Checkout.comPayments

Best for enterprise merchants.

Pay as you goGlobal
CoinbaseCrypto exchanges

Best for beginners who want a well-known exchange.

Pay as you goGlobal
CoinLedgerTax

Best for crypto investors filing in the US and abroad.

Free planGlobal
CoinTrackerTax

Best for crypto portfolio tracking and tax.

Free planGlobal
ColdcardCrypto wallets

Best for Bitcoin-only security.

PaidGlobal
Copilot MoneyBudgeting

Best for Apple users who want a beautiful tracker.

Free trialUS
Crypto.comCrypto exchanges

Best for a crypto app with a card.

Pay as you goGlobal
DeelPayroll

Best for hiring employees or contractors in other countries.

PaidGlobal
DeepValInvesting

Best for researching U.S. stocks before you buy.

Free planGlobal
DEGIROInvesting

Best for European investors wanting many exchanges.

Pay as you goEU, UK
DextAccounting

Best for accountants and businesses drowning in receipts.

Free trialGlobal
DigitsAccounting

Best for founders who want AI-driven, real-time books.

PaidUS
DogPayPayments

Best for businesses moving money between crypto and fiat.

Pay as you goHong Kong, Singapore, UK, US
EmmaBudgeting

Best for UK users who want an all-in-one money app.

Free planUK, EU, US, Canada
Empower Personal DashboardBudgeting

Best for tracking net worth and investments for free.

FreeUS
eToroInvesting

Best for social investing and copying other investors.

Free planGlobal
ExodusCrypto wallets

Best for beginners who want a friendly desktop wallet.

FreeGlobal
ExpensifySpend management

Best for receipt scanning and expense reports.

Free planGlobal
FreeTaxUSATax

Best for US filers comfortable doing it themselves.

Free planUS
FreetradeInvesting

Best for UK investors wanting a simple ISA or SIPP.

Free planUK
FreshBooksAccounting

Best for service businesses and freelancers who bill for time.

Free trialGlobal
GeminiCrypto exchanges

Best for people who put security and regulation first.

Pay as you goGlobal
GoCardlessPayments

Best for recurring bank payments.

Pay as you goGlobal
GoodbudgetBudgeting

Best for envelope budgeting without bank links.

Free planGlobal
GumroadPayments

Best for creators selling digital products.

Pay as you goGlobal
GustoPayroll

Best for US small businesses running payroll.

PaidUS
H&R BlockTax

Best for people who want software with an office option.

Free planUS, Canada, Australia
HoneyBookInvoicing

Best for creative businesses managing clients end to end.

Free trialUS, Canada
IndyInvoicing

Best for freelancers who want one simple workspace.

Free planGlobal
InstaremMoney transfer

Best for transfers from Asia-Pacific.

Pay as you goGlobal
Interactive BrokersInvesting

Best for access to markets worldwide.

Free planGlobal
Invoice NinjaInvoicing

Best for freelancers who want an open-source option.

Free planGlobal
JustworksPayroll

Best for US small businesses wanting a PEO.

PaidUS
KeeperTax

Best for US freelancers finding write-offs.

PaidUS
KlarnaPayments

Best for shops offering buy now, pay later.

Pay as you goGlobal
KoinlyTax

Best for crypto tax reports in many countries.

Free planGlobal
KrakenCrypto exchanges

Best for a long-running exchange with low fees on its pro platform.

Pay as you goGlobal
LedgerCrypto wallets

Best for a popular hardware wallet with a polished app.

PaidGlobal
Lemon SqueezyPayments

Best for indie makers selling digital products.

Pay as you goGlobal
LiliBusiness banking

Best for US freelancers who want tax help built in.

Free planUS
Lunch MoneyBudgeting

Best for multi-currency households and tinkerers.

Free trialGlobal
M1Investing

Best for automated long-term investing with pies.

PaidUS
MelioInvoicing

Best for US small businesses paying and getting paid by other businesses.

Free planUS
MercuryBusiness banking

Best for US startups and tech companies.

Free planUS
MetaMaskCrypto wallets

Best for Ethereum and DeFi apps.

FreeGlobal
MolliePayments

Best for European shops wanting local payment methods.

Pay as you goEU, UK
Monarch MoneyBudgeting

Best for couples managing money together.

Free trialUS, Canada
MoneyCoachBudgeting

Best for Apple users who want budgets on every device.

Free trialGlobal
MoneyGramMoney transfer

Best for cash transfers and pickups.

Pay as you goGlobal
Monzo BusinessBusiness banking

Best for UK sole traders who already like Monzo.

Free planUK
MossSpend management

Best for growing companies in Germany and Europe.

PaidEU, UK
MultiplierPayroll

Best for companies hiring in Asia and emerging markets.

PaidGlobal
N26 BusinessBusiness banking

Best for European freelancers and sole traders.

Free planEU
NavanSpend management

Best for companies that travel a lot.

PaidGlobal
NovoBusiness banking

Best for US freelancers and very small businesses.

Free planUS
OFXMoney transfer

Best for large transfers such as property or tuition.

Pay as you goGlobal
OKXCrypto exchanges

Best for active traders who want many products.

Pay as you goGlobal
OnPayPayroll

Best for US small businesses wanting simple pricing.

Free trialUS
OysterPayroll

Best for distributed teams hiring globally.

PaidGlobal
PaddlePayments

Best for software companies that want tax handled.

Pay as you goGlobal
Papaya GlobalPayroll

Best for larger companies with payroll in many countries.

PaidGlobal
PayhawkSpend management

Best for multi-entity companies in Europe.

PaidEU, UK, US
PayoneerInvoicing

Best for freelancers and sellers paid by foreign clients and marketplaces.

Pay as you goGlobal
PayPalPayments

Best for a checkout buyers already trust.

Pay as you goGlobal
PayPal InvoicingInvoicing

Best for freelancers whose clients already have PayPal.

Pay as you goGlobal
PaysendMoney transfer

Best for card-to-card transfers.

Pay as you goGlobal
PennylaneAccounting

Best for small businesses in France and Europe.

PaidEU
PhantomCrypto wallets

Best for Solana users.

FreeGlobal
PilotAccounting

Best for startups that want bookkeeping done for them.

PaidUS
PleoSpend management

Best for European teams that want cards for everyone.

Free planEU, UK
PlutioInvoicing

Best for solo businesses that want projects and invoicing in one app.

Free trialGlobal
PocketGuardBudgeting

Best for knowing what is safe to spend.

Free trialUS, Canada
PublicInvesting

Best for US investors who want stocks, bonds and more.

Free planUS
PuzzleAccounting

Best for startups that want automated accounting.

Free planUS
QontoBusiness banking

Best for small businesses and freelancers in Europe.

PaidEU
QuadernoTax

Best for digital sellers handling VAT and sales tax worldwide.

Free trialGlobal
QuickBooks OnlineAccounting

Best for small businesses that want the most widely used option.

Free trialGlobal
Quicken SimplifiBudgeting

Best for a simple spending plan without much effort.

PaidUS, Canada
RabbyCrypto wallets

Best for DeFi users who want safety checks.

FreeGlobal
RainbowCrypto wallets

Best for a fun, simple Ethereum wallet.

FreeGlobal
RampSpend management

Best for US companies that want cards plus automation.

Free planUS
RazorpayPayments

Best for businesses selling in India.

Pay as you goIndia, Malaysia
RelayBusiness banking

Best for US small businesses that budget with multiple accounts.

Free planUS
RemitlyMoney transfer

Best for sending money home to family.

Pay as you goGlobal
RemotePayroll

Best for employing people abroad without a local entity.

PaidGlobal
RevolutMoney transfer

Best for travellers and people who hold several currencies.

Free planUK, EU, US and more
Revolut BusinessBusiness banking

Best for businesses that trade in several currencies.

Free planUK, EU, US and more
RipplingPayroll

Best for companies that want HR, IT and payroll in one.

PaidGlobal
RobinhoodInvesting

Best for commission-free trading in a simple app.

Free planUS, UK, EU
Rocket MoneyBudgeting

Best for finding and cancelling subscriptions.

Free planUS
RydooSpend management

Best for expense claims and per diems.

Free trialGlobal
Sage AccountingAccounting

Best for small businesses in the UK and Europe.

Free trialGlobal
Scalable CapitalInvesting

Best for ETF savings plans in Germany and Europe.

Free planEU
SkrillMoney transfer

Best for online payments and transfers between wallets.

Pay as you goGlobal
SnoopBudgeting

Best for UK users looking for savings on bills.

Free planUK
SoldoSpend management

Best for giving teams prepaid cards with tight control.

PaidEU, UK
SpendeeBudgeting

Best for tracking spending in several currencies.

Free planGlobal
SpendeskSpend management

Best for mid-sized European companies.

PaidEU, UK
SquarePayments

Best for shops and restaurants selling in person.

Pay as you goUS, UK, Canada, Australia, Japan, EU
Square InvoicesInvoicing

Best for small businesses that also sell in person.

Free planUS, UK, Canada, Australia, Japan, EU
Starling BusinessBusiness banking

Best for UK small businesses that want a full bank.

FreeUK
StripePayments

Best for online businesses and developers.

Pay as you goGlobal
Stripe InvoicingInvoicing

Best for businesses that already use Stripe.

Pay as you goGlobal
SumUpPayments

Best for micro businesses with a card reader.

Pay as you goUK, EU, US and more
Talo PayPayments

Best for Argentine online shops taking bank transfers.

Pay as you goArgentina
TangemCrypto wallets

Best for a hardware wallet in the shape of a card.

PaidGlobal
Taptap SendMoney transfer

Best for sending to Africa, Asia and the Caribbean.

Pay as you goUS, UK, EU, Canada and more
TaxActTax

Best for US filers wanting a lower-cost option.

PaidUS
TaxJarTax

Best for online sellers handling US sales tax.

PaidUS
TideBusiness banking

Best for UK sole traders and small companies.

Free planUK, India, Germany
Trade RepublicInvesting

Best for low-cost investing in Europe.

Free planEU
Trading 212Investing

Best for commission-free investing in Europe.

Free planUK, EU
TrezorCrypto wallets

Best for open-source hardware wallets.

PaidGlobal
Trust WalletCrypto wallets

Best for a mobile wallet for many blockchains.

FreeGlobal
TurboTaxTax

Best for US filers who want guided software.

Free planUS, Canada
UntilFireBudgeting

Best for planning for financial independence (FIRE).

Free planGlobal
WaveAccounting

Best for very small businesses that want free accounting.

Free planUS, Canada
WealthfrontInvesting

Best for automated investing plus a cash account.

PaidUS
WebullInvesting

Best for active traders who like charts.

Free planGlobal
Western UnionMoney transfer

Best for cash pickup almost anywhere.

Pay as you goGlobal
WiseMoney transfer

Best for transfers to a bank account at the real exchange rate.

Pay as you goGlobal
Wise BusinessBusiness banking

Best for businesses paying or getting paid internationally.

Pay as you goGlobal
WorldRemitMoney transfer

Best for transfers to mobile money and cash pickup.

Pay as you goGlobal
XeroAccounting

Best for growing businesses that work closely with an accountant.

Free trialGlobal
XoomMoney transfer

Best for PayPal users sending money abroad.

Pay as you goUS, Canada, UK, EU
YNABBudgeting

Best for people who want a strict budgeting method.

Free trialGlobal
Zoho BooksAccounting

Best for businesses already using Zoho apps.

Free planGlobal
Zoho ExpenseSpend management

Best for small teams on a budget.

Free planGlobal
Zoho InvoiceInvoicing

Best for small businesses that need free invoicing.

FreeGlobal

Newsletter

New finance tools, every week

The best new fintech tools and deals for freelancers and small businesses, in one short email. Free.