ComparisonInvesting apps · updated 26 October 2026

Trading 212 vs Freetrade

Two popular investing apps, side by side. Trading 212 is best for commission-free investing in Europe; Freetrade is best for UK investors wanting a simple ISA or SIPP. Here is how they differ and how to choose.

Best for commission-free investing in Europe

Trading 212

Investing app for European and UK investors with commission-free stocks and ETFs, pies and interest on cash.

Full Trading 212 profile →

Best for UK investors wanting a simple ISA or SIPP

Freetrade

UK investing app with stocks, ETFs, ISAs and SIPPs.

Full Freetrade profile →

Heads-up: some links on this page may be affiliate links. If you sign up through one, we may earn a commission at no extra cost to you. Tools are listed alphabetically; paid placements are always labelled "Featured". How we make money.

Trading 212 vs Freetrade at a glance

Trading 212Freetrade
Best forCommission-free investing in EuropeUK investors wanting a simple ISA or SIPP
Pricing modelFree planFree plan
Available inUK, EUUK
Key featuresCommission-free stocks and ETFs
Automated pies
Stocks and shares ISA in the UK
Stocks and shares ISA
SIPP pension
Simple app
WebsiteVisit Trading 212 ↗Visit Freetrade ↗

Pricing

Both use the same pricing model: each has a free plan, with paid upgrades. We never publish exact prices because they change too often; check the current plans on each website.

Where they work

Trading 212 is available in UK, EU; Freetrade in UK. Check that the one you like works in your country first.

Which one should you choose?

  • Choose Trading 212: the better fit for commission-free investing in Europe.
  • Choose Freetrade: the better fit for UK investors wanting a simple ISA or SIPP.

Still unsure? Run through these before you sign up for either:

  • Regulation in your country and investor protection if the broker fails.
  • All fees: commission, currency exchange, custody and fund costs.
  • Which markets, ETFs and account types (such as tax-advantaged accounts) it offers.
  • Whether you pick investments yourself or let a robo-adviser do it.

Frequently asked questions

What is the main difference between Trading 212 and Freetrade?

Trading 212 is built for commission-free investing in Europe. Freetrade is built for UK investors wanting a simple ISA or SIPP. Both use the same pricing model: each has a free plan, with paid upgrades.

Is Trading 212 or Freetrade available in my country?

Trading 212 is available in UK, EU; Freetrade in UK. Check that the one you like works in your country first.

Is Trading 212 cheaper than Freetrade?

It depends on how you use it, and prices change often, so we only list the pricing model. Both use the same pricing model: each has a free plan, with paid upgrades. Compare the current plans on each website before you sign up.

Not sold on either?

There are 13 other investing apps in the directory. Compare them all →

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Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Trading 212 or Freetrade unless marked as featured, sponsored or affiliate link. Not financial advice.

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