Heads-up: some links on this page may be affiliate links. If you sign up through one, we may earn a commission at no extra cost to you. Tools are listed alphabetically; paid placements are always labelled "Featured". How we make money.
At a glance
- Category
- AI bookkeeping & accounting
- Best for
- Very small businesses that want free accounting
- Pricing model
- Free plan. Prices change often, so check the current plans on waveapps.com.
- Available in
- US, Canada
Key features
- Free core accounting and invoicing
- Receipt scanning on paid plan
- Payroll add-on in selected regions
What to check before you sign up
- Bank feeds for the banks you actually use, in your country.
- Support for your local tax rules (VAT, GST or sales tax) and the reports your accountant needs.
- Receipt capture that reads amounts and dates for you.
- A way to export everything if you ever switch.
Alternatives to Wave
Best for bookkeepers who want AI to clean up the books.
Best for accountants and businesses drowning in receipts.
Best for founders who want AI-driven, real-time books.
Best for service businesses and freelancers who bill for time.
Best for small businesses in France and Europe.
Best for startups that want bookkeeping done for them.
See all Wave alternatives compared →
Compare Wave
Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Wave unless marked as featured, sponsored or affiliate link. Not financial advice.