Klarna vs. the alternatives
| Tool | Best for | Pricing | Available in |
|---|---|---|---|
| Klarna | Shops offering buy now, pay later | Pay as you go | Global |
| Adyen | Large companies selling worldwide | Pay as you go | Global |
| Checkout.com | Enterprise merchants | Pay as you go | Global |
| DogPay | Businesses moving money between crypto and fiat | Pay as you go | Hong Kong, Singapore, UK, US |
| GoCardless | Recurring bank payments | Pay as you go | Global |
| Gumroad | Creators selling digital products | Pay as you go | Global |
| Lemon Squeezy | Indie makers selling digital products | Pay as you go | Global |
| Mollie | European shops wanting local payment methods | Pay as you go | EU, UK |
| Paddle | Software companies that want tax handled | Pay as you go | Global |
| PayPal | A checkout buyers already trust | Pay as you go | Global |
| Razorpay | Businesses selling in India | Pay as you go | India, Malaysia |
| Square | Shops and restaurants selling in person | Pay as you go | US, UK, Canada, Australia, Japan, EU |
| Stripe | Online businesses and developers | Pay as you go | Global |
| SumUp | Micro businesses with a card reader | Pay as you go | UK, EU, US and more |
| Talo Pay | Argentine online shops taking bank transfers | Pay as you go | Argentina |
How to choose
- Fees per transaction, including international cards and currency conversion.
- The local payment methods your customers prefer.
- Whether it is a merchant of record that handles tax for you.
- How quickly payouts reach your bank.
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