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At a glance
- Category
- Payments & checkout
- Best for
- Shops offering buy now, pay later
- Pricing model
- Pay as you go. Prices change often, so check the current plans on klarna.com.
- Available in
- Global
Key features
- Pay in instalments
- Merchant paid upfront
- Large shopper app
What to check before you sign up
- Fees per transaction, including international cards and currency conversion.
- The local payment methods your customers prefer.
- Whether it is a merchant of record that handles tax for you.
- How quickly payouts reach your bank.
Alternatives to Klarna
AdyenPayments
Best for large companies selling worldwide.
Checkout.comPayments
Best for enterprise merchants.
DogPayPayments
Best for businesses moving money between crypto and fiat.
GoCardlessPayments
Best for recurring bank payments.
GumroadPayments
Best for creators selling digital products.
Lemon SqueezyPayments
Best for indie makers selling digital products.
See all Klarna alternatives compared →
Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Klarna unless marked as featured, sponsored or affiliate link. Not financial advice.