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Airwallex vs Wise Business at a glance
| Airwallex | Wise Business | |
|---|---|---|
| Best for | Companies selling and paying globally | Businesses paying or getting paid internationally |
| Pricing model | Free plan | Pay as you go |
| Available in | Global | Global |
| Key features | Multi-currency accounts Global transfers and cards Payment and treasury APIs | Local account details in several currencies Mid-market exchange rate with an upfront fee Batch payments and accounting sync |
| Website | Visit Airwallex ↗ | Visit Wise Business ↗ |
Pricing
Airwallex has a free plan, with paid upgrades, while Wise Business charges per transaction or transfer (pay as you go). We never publish exact prices because they change too often; check the current plans on each website.
Where they work
Both are available worldwide, so where you live will not decide it.
Which one should you choose?
- Choose Airwallex: the better fit for companies selling and paying globally.
- Choose Wise Business: the better fit for businesses paying or getting paid internationally.
Still unsure? Run through these before you sign up for either:
- Who holds the deposits and whether they are covered by a deposit guarantee scheme.
- Fees for international transfers and currency exchange.
- Integrations with your accounting tool.
- Whether your business type and country are accepted.
Frequently asked questions
What is the main difference between Airwallex and Wise Business?
Airwallex is built for companies selling and paying globally. Wise Business is built for businesses paying or getting paid internationally. Airwallex has a free plan, with paid upgrades, while Wise Business charges per transaction or transfer (pay as you go).
Is Airwallex or Wise Business available in my country?
Both are available worldwide, so where you live will not decide it.
Is Airwallex cheaper than Wise Business?
It depends on how you use it, and prices change often, so we only list the pricing model. Airwallex has a free plan, with paid upgrades, while Wise Business charges per transaction or transfer (pay as you go). Compare the current plans on each website before you sign up.
Not sold on either?
There are 11 other business banking & neobanks tools in the directory. Compare them all →
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Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Airwallex or Wise Business unless marked as featured, sponsored or affiliate link. Not financial advice.