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At a glance
- Category
- Business banking & neobanks
- Best for
- US startups and tech companies
- Pricing model
- Free plan. Prices change often, so check the current plans on mercury.com.
- Available in
- US
Key features
- Free core business account
- Virtual and physical cards
- Treasury and bill pay
What to check before you sign up
- Who holds the deposits and whether they are covered by a deposit guarantee scheme.
- Fees for international transfers and currency exchange.
- Integrations with your accounting tool.
- Whether your business type and country are accepted.
Alternatives to Mercury
Best for companies selling and paying globally.
Best for US small businesses that want interest on their balance.
Best for US freelancers who want tax help built in.
Best for UK sole traders who already like Monzo.
Best for European freelancers and sole traders.
Best for US freelancers and very small businesses.
See all Mercury alternatives compared →
Compare Mercury
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Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Mercury unless marked as featured, sponsored or affiliate link. Not financial advice.