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Invoice Ninja vs Zoho Invoice at a glance
| Invoice Ninja | Zoho Invoice | |
|---|---|---|
| Best for | Freelancers who want an open-source option | Small businesses that need free invoicing |
| Pricing model | Free plan | Free |
| Available in | Global | Global |
| Key features | Open-source and self-hostable Many payment gateways Client portal | Free to use Recurring invoices and reminders Multi-currency and multi-language |
| Website | Visit Invoice Ninja ↗ | Visit Zoho Invoice ↗ |
Pricing
Invoice Ninja has a free plan, with paid upgrades, while Zoho Invoice is free to use. We never publish exact prices because they change too often; check the current plans on each website.
Where they work
Both are available worldwide, so where you live will not decide it.
Which one should you choose?
- Choose Invoice Ninja: the better fit for freelancers who want an open-source option.
- Choose Zoho Invoice: the better fit for small businesses that need free invoicing.
Still unsure? Run through these before you sign up for either:
- Online payment by card and bank transfer straight from the invoice.
- Automatic reminders for overdue invoices.
- Multi-currency invoices if you work with clients abroad.
- Clear fees per payment, on top of any monthly plan.
Frequently asked questions
What is the main difference between Invoice Ninja and Zoho Invoice?
Invoice Ninja is built for freelancers who want an open-source option. Zoho Invoice is built for small businesses that need free invoicing. Invoice Ninja has a free plan, with paid upgrades, while Zoho Invoice is free to use.
Is Invoice Ninja or Zoho Invoice available in my country?
Both are available worldwide, so where you live will not decide it.
Is Invoice Ninja cheaper than Zoho Invoice?
It depends on how you use it, and prices change often, so we only list the pricing model. Invoice Ninja has a free plan, with paid upgrades, while Zoho Invoice is free to use. Compare the current plans on each website before you sign up.
Not sold on either?
There are 9 other invoicing & getting paid tools in the directory. Compare them all →
Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Invoice Ninja or Zoho Invoice unless marked as featured, sponsored or affiliate link. Not financial advice.