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Pleo vs Spendesk at a glance
| Pleo | Spendesk | |
|---|---|---|
| Best for | European teams that want cards for everyone | Mid-sized European companies |
| Pricing model | Free plan | Paid |
| Available in | EU, UK | EU, UK |
| Key features | Cards for every employee Receipt capture in the app Integrations with European accounting tools | Virtual and physical cards Approval workflows Invoice and expense management |
| Website | Visit Pleo ↗ | Visit Spendesk ↗ |
Pricing
Pleo has a free plan, with paid upgrades, while Spendesk is a paid product. We never publish exact prices because they change too often; check the current plans on each website.
Where they work
Both are available in EU, UK, so where you live will not decide it.
Which one should you choose?
- Choose Pleo: the better fit for European teams that want cards for everyone.
- Choose Spendesk: the better fit for mid-sized European companies.
Still unsure? Run through these before you sign up for either:
- Card limits and approval rules per employee or team.
- Receipt capture by phone, email or chat.
- Sync with your accounting software.
- Availability in the countries where your team works.
Frequently asked questions
What is the main difference between Pleo and Spendesk?
Pleo is built for European teams that want cards for everyone. Spendesk is built for mid-sized European companies. Pleo has a free plan, with paid upgrades, while Spendesk is a paid product.
Is Pleo or Spendesk available in my country?
Both are available in EU, UK, so where you live will not decide it.
Is Pleo cheaper than Spendesk?
It depends on how you use it, and prices change often, so we only list the pricing model. Pleo has a free plan, with paid upgrades, while Spendesk is a paid product. Compare the current plans on each website before you sign up.
Not sold on either?
There are 10 other expense & spend management tools in the directory. Compare them all →
Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Pleo or Spendesk unless marked as featured, sponsored or affiliate link. Not financial advice.