What to look for
- Card limits and approval rules per employee or team.
- Receipt capture by phone, email or chat.
- Sync with your accounting software.
- Availability in the countries where your team works.
Side-by-side comparison
| Tool | Best for | Pricing | Available in |
|---|---|---|---|
| BILL Spend & Expense | US companies already paying bills with BILL | Free plan | US |
| Brex | Startups and global companies | Free plan | Global |
| Expensify | Receipt scanning and expense reports | Free plan | Global |
| Moss | Growing companies in Germany and Europe | Paid | EU, UK |
| Navan | Companies that travel a lot | Paid | Global |
| Payhawk | Multi-entity companies in Europe | Paid | EU, UK, US |
| Pleo | European teams that want cards for everyone | Free plan | EU, UK |
| Ramp | US companies that want cards plus automation | Free plan | US |
| Rydoo | Expense claims and per diems | Free trial | Global |
| Soldo | Giving teams prepaid cards with tight control | Paid | EU, UK |
| Spendesk | Mid-sized European companies | Paid | EU, UK |
| Zoho Expense | Small teams on a budget | Free plan | Global |
Popular matchups
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