ComparisonInvoicing & getting paid · updated 26 October 2026

Stripe Invoicing vs PayPal Invoicing

Two popular invoicing & getting paid tools, side by side. Stripe Invoicing is best for businesses that already use Stripe; PayPal Invoicing is best for freelancers whose clients already have PayPal. Here is how they differ and how to choose.

Best for businesses that already use Stripe

Stripe Invoicing

Invoicing from Stripe: create and send invoices that customers pay online by card, bank debit or local methods, with automatic reminders.

Full Stripe Invoicing profile →

Best for freelancers whose clients already have PayPal

PayPal Invoicing

Send invoices that clients can pay with PayPal, cards and other methods. No monthly fee; you pay per received payment.

Full PayPal Invoicing profile →

Heads-up: some links on this page may be affiliate links. If you sign up through one, we may earn a commission at no extra cost to you. Tools are listed alphabetically; paid placements are always labelled "Featured". How we make money.

Stripe Invoicing vs PayPal Invoicing at a glance

Stripe InvoicingPayPal Invoicing
Best forBusinesses that already use StripeFreelancers whose clients already have PayPal
Pricing modelPay as you goPay as you go
Available inGlobalGlobal
Key featuresHosted invoice payment page
Automatic reminders and retries
Works with Stripe Billing and subscriptions
No monthly fee
Clients pay with PayPal or card
Recurring invoices
WebsiteVisit Stripe Invoicing ↗Visit PayPal Invoicing ↗

Pricing

Both use the same pricing model: each charges per transaction or transfer (pay as you go). We never publish exact prices because they change too often; check the current plans on each website.

Where they work

Both are available worldwide, so where you live will not decide it.

Which one should you choose?

  • Choose Stripe Invoicing: the better fit for businesses that already use Stripe.
  • Choose PayPal Invoicing: the better fit for freelancers whose clients already have PayPal.

Still unsure? Run through these before you sign up for either:

  • Online payment by card and bank transfer straight from the invoice.
  • Automatic reminders for overdue invoices.
  • Multi-currency invoices if you work with clients abroad.
  • Clear fees per payment, on top of any monthly plan.

Frequently asked questions

What is the main difference between Stripe Invoicing and PayPal Invoicing?

Stripe Invoicing is built for businesses that already use Stripe. PayPal Invoicing is built for freelancers whose clients already have PayPal. Both use the same pricing model: each charges per transaction or transfer (pay as you go).

Is Stripe Invoicing or PayPal Invoicing available in my country?

Both are available worldwide, so where you live will not decide it.

Is Stripe Invoicing cheaper than PayPal Invoicing?

It depends on how you use it, and prices change often, so we only list the pricing model. Both use the same pricing model: each charges per transaction or transfer (pay as you go). Compare the current plans on each website before you sign up.

Not sold on either?

There are 9 other invoicing & getting paid tools in the directory. Compare them all →

    Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Stripe Invoicing or PayPal Invoicing unless marked as featured, sponsored or affiliate link. Not financial advice.

    Other invoicing & getting paid tools

    Newsletter

    New finance tools, every week

    The best new fintech tools and deals for freelancers and small businesses, in one short email. Free.