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Xoom vs Remitly at a glance
| Xoom | Remitly | |
|---|---|---|
| Best for | PayPal users sending money abroad | Sending money home to family |
| Pricing model | Pay as you go | Pay as you go |
| Available in | US, Canada, UK, EU | Global |
| Key features | Linked to your PayPal account Bank deposit and cash pickup Bill payments and reloads in some countries | Bank, mobile wallet and cash pickup Express and economy options Wide coverage in remittance countries |
| Website | Visit Xoom ↗ | Visit Remitly ↗ |
Pricing
Both use the same pricing model: each charges per transaction or transfer (pay as you go). We never publish exact prices because they change too often; check the current plans on each website.
Where they work
Xoom is available in US, Canada, UK, EU; Remitly worldwide. Check that the one you like works in your country first.
Which one should you choose?
- Choose Xoom: the better fit for PayPal users sending money abroad.
- Choose Remitly: the better fit for sending money home to family.
Still unsure? Run through these before you sign up for either:
- The exchange rate compared with the mid-market rate (our fee calculator does this).
- How fast money arrives and how the recipient can collect it.
- Coverage for the countries and currencies you need.
- Whether it is licensed in your country.
Frequently asked questions
What is the main difference between Xoom and Remitly?
Xoom is built for PayPal users sending money abroad. Remitly is built for sending money home to family. Both use the same pricing model: each charges per transaction or transfer (pay as you go).
Is Xoom or Remitly available in my country?
Xoom is available in US, Canada, UK, EU; Remitly worldwide. Check that the one you like works in your country first.
Is Xoom cheaper than Remitly?
It depends on how you use it, and prices change often, so we only list the pricing model. Both use the same pricing model: each charges per transaction or transfer (pay as you go). Compare the current plans on each website before you sign up.
Not sold on either?
There are 10 other money transfer & multi-currency tools in the directory. Compare them all →
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Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Xoom or Remitly unless marked as featured, sponsored or affiliate link. Not financial advice.