What to look for
- The exchange rate compared with the mid-market rate (our fee calculator does this).
- How fast money arrives and how the recipient can collect it.
- Coverage for the countries and currencies you need.
- Whether it is licensed in your country.
Side-by-side comparison
| Tool | Best for | Pricing | Available in |
|---|---|---|---|
| Instarem | Transfers from Asia-Pacific | Pay as you go | Global |
| MoneyGram | Cash transfers and pickups | Pay as you go | Global |
| OFX | Large transfers such as property or tuition | Pay as you go | Global |
| Paysend | Card-to-card transfers | Pay as you go | Global |
| Remitly | Sending money home to family | Pay as you go | Global |
| Revolut | Travellers and people who hold several currencies | Free plan | UK, EU, US and more |
| Skrill | Online payments and transfers between wallets | Pay as you go | Global |
| Taptap Send | Sending to Africa, Asia and the Caribbean | Pay as you go | US, UK, EU, Canada and more |
| Western Union | Cash pickup almost anywhere | Pay as you go | Global |
| Wise | Transfers to a bank account at the real exchange rate | Pay as you go | Global |
| WorldRemit | Transfers to mobile money and cash pickup | Pay as you go | Global |
| Xoom | PayPal users sending money abroad | Pay as you go | US, Canada, UK, EU |
Popular matchups
Wise vs RevolutWise vs RemitlyWise vs Western UnionRemitly vs Western UnionRemitly vs WorldRemitWise vs OFXXoom vs RemitlyWestern Union vs MoneyGram
Guides on the blog
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