Mercury vs. the alternatives
| Tool | Best for | Pricing | Available in |
|---|---|---|---|
| Mercury | US startups and tech companies | Free plan | US |
| Airwallex | Companies selling and paying globally | Free plan | Global |
| Bluevine | US small businesses that want interest on their balance | Free plan | US |
| Lili | US freelancers who want tax help built in | Free plan | US |
| Monzo Business | UK sole traders who already like Monzo | Free plan | UK |
| N26 Business | European freelancers and sole traders | Free plan | EU |
| Novo | US freelancers and very small businesses | Free plan | US |
| Qonto | Small businesses and freelancers in Europe | Paid | EU |
| Relay | US small businesses that budget with multiple accounts | Free plan | US |
| Revolut Business | Businesses that trade in several currencies | Free plan | UK, EU, US and more |
| Starling Business | UK small businesses that want a full bank | Free | UK |
| Tide | UK sole traders and small companies | Free plan | UK, India, Germany |
| Wise Business | Businesses paying or getting paid internationally | Pay as you go | Global |
How to choose
- Who holds the deposits and whether they are covered by a deposit guarantee scheme.
- Fees for international transfers and currency exchange.
- Integrations with your accounting tool.
- Whether your business type and country are accepted.
Head-to-head
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