Monarch Money

Free trialUS, Canada

Personal finance app for budgets, net worth, investments and goals, with shared access for partners.

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At a glance

Category
Budgeting & personal finance
Best for
Couples managing money together
Pricing model
Free trial. Prices change often, so check the current plans on monarchmoney.com.
Available in
US, Canada

Key features

  • Budgets and cash flow
  • Net worth and investment tracking
  • Shared with a partner at no extra cost

What to check before you sign up

  • Bank connections that work in your country.
  • A budgeting method that suits you: zero-based, envelopes or just tracking.
  • Shared budgets if you manage money with a partner.
  • How your data is protected and whether the app sells it.

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Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Monarch Money unless marked as featured, sponsored or affiliate link. Not financial advice.

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