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At a glance
- Category
- Money transfer & multi-currency
- Best for
- Transfers to a bank account at the real exchange rate
- Pricing model
- Pay as you go. Prices change often, so check the current plans on wise.com.
- Available in
- Global
Key features
- Mid-market exchange rate
- Fee shown before you send
- Multi-currency account and card
What to check before you sign up
- The exchange rate compared with the mid-market rate (our fee calculator does this).
- How fast money arrives and how the recipient can collect it.
- Coverage for the countries and currencies you need.
- Whether it is licensed in your country.
Alternatives to Wise
Best for transfers from Asia-Pacific.
Best for cash transfers and pickups.
Best for large transfers such as property or tuition.
Best for card-to-card transfers.
Best for sending money home to family.
Best for travellers and people who hold several currencies.
See all Wise alternatives compared →
Compare Wise
Guides that mention Wise
Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Wise unless marked as featured, sponsored or affiliate link. Not financial advice.