Qonto

PaidEU

Business account for European SMEs and freelancers, with cards, invoicing, expense management and bookkeeping tools.

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At a glance

Category
Business banking & neobanks
Best for
Small businesses and freelancers in Europe
Pricing model
Paid. Prices change often, so check the current plans on qonto.com.
Available in
EU

Key features

  • Fast online account opening
  • Cards with spending controls
  • Bookkeeping and invoicing tools

What to check before you sign up

  • Who holds the deposits and whether they are covered by a deposit guarantee scheme.
  • Fees for international transfers and currency exchange.
  • Integrations with your accounting tool.
  • Whether your business type and country are accepted.

Alternatives to Qonto

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Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Qonto unless marked as featured, sponsored or affiliate link. Not financial advice.

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