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Expensify vs Ramp at a glance
| Expensify | Ramp | |
|---|---|---|
| Best for | Receipt scanning and expense reports | US companies that want cards plus automation |
| Pricing model | Free plan | Free plan |
| Available in | Global | US |
| Key features | SmartScan receipt capture Expense reports and approvals Corporate card | Corporate cards with built-in controls Automatic receipt matching Bill pay and procurement |
| Website | Visit Expensify ↗ | Visit Ramp ↗ |
Pricing
Both use the same pricing model: each has a free plan, with paid upgrades. We never publish exact prices because they change too often; check the current plans on each website.
Where they work
Expensify is available worldwide; Ramp in US. Check that the one you like works in your country first.
Which one should you choose?
- Choose Expensify: the better fit for receipt scanning and expense reports.
- Choose Ramp: the better fit for US companies that want cards plus automation.
Still unsure? Run through these before you sign up for either:
- Card limits and approval rules per employee or team.
- Receipt capture by phone, email or chat.
- Sync with your accounting software.
- Availability in the countries where your team works.
Frequently asked questions
What is the main difference between Expensify and Ramp?
Expensify is built for receipt scanning and expense reports. Ramp is built for US companies that want cards plus automation. Both use the same pricing model: each has a free plan, with paid upgrades.
Is Expensify or Ramp available in my country?
Expensify is available worldwide; Ramp in US. Check that the one you like works in your country first.
Is Expensify cheaper than Ramp?
It depends on how you use it, and prices change often, so we only list the pricing model. Both use the same pricing model: each has a free plan, with paid upgrades. Compare the current plans on each website before you sign up.
Not sold on either?
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Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Expensify or Ramp unless marked as featured, sponsored or affiliate link. Not financial advice.