ComparisonBusiness banking & neobanks · updated 26 October 2026

Revolut Business vs Qonto

Two popular business banking & neobanks tools, side by side. Revolut Business is best for businesses that trade in several currencies; Qonto is best for small businesses and freelancers in Europe. Here is how they differ and how to choose.

Best for businesses that trade in several currencies

Revolut Business

Business account from Revolut with multi-currency accounts, cards, expense tools and international transfers.

Full Revolut Business profile →

Best for small businesses and freelancers in Europe

Qonto

Business account for European SMEs and freelancers, with cards, invoicing, expense management and bookkeeping tools.

Full Qonto profile →

Heads-up: some links on this page may be affiliate links. If you sign up through one, we may earn a commission at no extra cost to you. Tools are listed alphabetically; paid placements are always labelled "Featured". How we make money.

Revolut Business vs Qonto at a glance

Revolut BusinessQonto
Best forBusinesses that trade in several currenciesSmall businesses and freelancers in Europe
Pricing modelFree planPaid
Available inUK, EU, US and moreEU
Key featuresHold and exchange many currencies
Physical and virtual cards
Expense and payroll tools
Fast online account opening
Cards with spending controls
Bookkeeping and invoicing tools
WebsiteVisit Revolut Business ↗Visit Qonto ↗

Pricing

Revolut Business has a free plan, with paid upgrades, while Qonto is a paid product. We never publish exact prices because they change too often; check the current plans on each website.

Where they work

Revolut Business is available in UK, EU, US and more; Qonto in EU. Check that the one you like works in your country first.

Which one should you choose?

  • Choose Revolut Business: the better fit for businesses that trade in several currencies.
  • Choose Qonto: the better fit for small businesses and freelancers in Europe.

Still unsure? Run through these before you sign up for either:

  • Who holds the deposits and whether they are covered by a deposit guarantee scheme.
  • Fees for international transfers and currency exchange.
  • Integrations with your accounting tool.
  • Whether your business type and country are accepted.

Frequently asked questions

What is the main difference between Revolut Business and Qonto?

Revolut Business is built for businesses that trade in several currencies. Qonto is built for small businesses and freelancers in Europe. Revolut Business has a free plan, with paid upgrades, while Qonto is a paid product.

Is Revolut Business or Qonto available in my country?

Revolut Business is available in UK, EU, US and more; Qonto in EU. Check that the one you like works in your country first.

Is Revolut Business cheaper than Qonto?

It depends on how you use it, and prices change often, so we only list the pricing model. Revolut Business has a free plan, with paid upgrades, while Qonto is a paid product. Compare the current plans on each website before you sign up.

Not sold on either?

There are 11 other business banking & neobanks tools in the directory. Compare them all →

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Guides on the blog

Information checked 26 October 2026. NxtGenFin is an independent directory, not affiliated with Revolut Business or Qonto unless marked as featured, sponsored or affiliate link. Not financial advice.

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